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Perhaps tax returns will not expire,...

Which was one of the few things that we could not control the timing of their receiving. Asset statements are electronic, and paystubs are in our drawer ready to be scanned and emailed. One of the things I loved about dealing with Amerisave was their willingness to avoid the need for us to overnight them stuff. They also already had the documentation we needed to provide on our other real estate, which was not minimal. When we refied our primary, we had to provide insurance and taxes on our other properties as well, so it's nice to already have that in a file.

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