Personally, I think you will drive yourself nuts trying to decide which way the market is going to go. If you have 20 or 30 years until retirement, what difference does it make what the market does in 2005? Therefore, my advice is to NOT WORRY about the market's direction. Instead, decide how much of your portfolio you can "risk" in the various asset classes and STICK WITH IT!JLPhttp://AllThingsFinancail.blogspot.com
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