Personally, I'd lump sum it and get rid of that pesky quarterly fee you're paying for having an index fund under 10K.My real purpose for posting, however, is this:Make sure to double-check your state laws to see if the $3000 limit applies to you, especially before you lump-sum it.Please read the following thead:http://boards.fool.com/Message.asp?mid=16405861Good Luck,Caat
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