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Peter: I don't want to get into a fight with you about a company but to say that several people on this board reviewing the advice makes it better does not make it better than professional advisors. If you call in a question to H&R Block it would be researched and reviewed. At H&R Block you have to take courses and spend time in continuing education each year. Several people in our area have more than 25 years experience and their knowledge is certainly greater than mine. Just make sure you find the right person and stick with them. During the off season (May - December) you have more time to research a question.

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