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Petey, I think that's a rather skewed version of what actually happened. I also would not call the likes of h*cus one of the "best fools", although there were some (like Wanderer) who it was a shame to lose.

I guess I also take issue with your assertion that the studies backing up the "safe" withdrawal rates were somehow incorrect. As with all studies, you have to pay attention to the assumptions used and methodology followed. Those who couldn't grasp this denigrated intercst's work, but never came up with viable alternative studies or even data on alternative asset classes. So far as I can see, intercst has provided the most thorough, robust studies on safe withdrawal rates that I have seen.
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