Phil,

Thanks for your help. I knew that the double limits didn't seem to make sense, but I also couldn't figure out what good filling out the worksheet twice using the same numbers was going to do :- )

Figured I might as well check the wisdom of the group before making a bad choice in IRAs. I did just that a couple of years ago when I let TURBO-TAX convince me that since my profit sharing program was non-contributory, I was eleigable for the IRA deduction :-(

THanks again,
Russ Schoemer