Phil, you have been one of my Favorite Fools for several years, since your advice saved my family thousands of dollars in excess taxes, using a deduction that our tax adviser missed.I just want to say that your gracious response to someone whom you tried to help, but who responded to you in a "snit," is an example to us all. Since there's no way to make you a doubly-favorite Fool, please accept my sincere admiration for your gentlemanliness.Wendy
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