Pixy:You have a point. But as I see it, my 1/2 of the contributions were taxed when they were withheld. The emplower's half was not taxed. Therefore 50 % max taxation would seem reasonable. Stiill, I'd rather see it run like an IRA. Deduct it all when it goes in. Pay taxes on all when it comes out or alternatively run it like a Roth: Tax the employee for both the employer and employee's halves whne it's withheld and No taxes when it comes out.Joe Varga
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