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[[Please post responses to this analysis. I'd really like to hear thoughts about it. ]]

I already have. The thoughts and words got screwed up from my computer to the editors at Fool HQ. It got all screwed up. Simple as that. When comparing a NON-deductible IRA contribution to a Roth IRA contribution, the decision is easy.

But in the example, as you point out, the question on a DEDUCTIBLE contribution is much more difficult.

I'm working on having somebody at Fool HQ make the appropriate corrections ASAP.

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