I am refinancing my home, in Georgia, (primary residence) on a 30 year fixed at 7%. I am coming down from a rate of 7.375 and dropping some PMI, so why not do it, huh? I know, the rate is a little high, but it is a no-fee refinance. "No Cost to Me...Lender pays everything. The reason that I am choosing a no-cost is that I am not sure how long I will be in the house. I have been in my house for a little over a year. The note is about 150k.Can I deduct any points that the lender pays on my refinance? This is my first time refinancing.Any help?Thanks
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