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Author: alstroemeria Big gold star, 5000 posts Top Recommended Fools Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 884980  
Subject: Poll: cataract surgery now or after age 65? Date: 10/8/2012 1:05 PM
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A couple of weeks ago I went to my more or less annual optometrist checkup and was sent to an ophthalmologist for cataract consultation. I just got back from my exam for cataract surgery, which turns out to be pricier and less covered by insurance than I expected: $2245 for the doctor + surgery center (I think the anesthetist is extra) for ONE eye AFTER health insurance pays its wee little portion. (I note that it would be only $1500 per eye if I didn't have astigmatism.) That's the out-of-pocket just for surgery. My co-pay for today's appointment was $45.

Meanwhile, I've heard if I wait 2 years till I'm 65, Medicare will cover almost the entire cost of cataract sugary and lens replacement--is this even true?

So...anyone care to share their before or post-Medicare cataract surgery cost/experience?

And...should I wait till I'm 65 for the surgery (I'm 63)? It's only really bad in one eye. It's hard to read paper so I mostly read online where I can adjust the brightness and magnify the text (not a big deal). Distance is a bigger deal--I can't read road signs from as far away as I used to and both darkness and glare are quite bothersome driving at night--I handle these by seldom driving to new places or at night. I do miss bird-watching.
.
Don't be such a cheapskate--fix those cataracts now.
Don't stick Medicare--fix those cataracts now at your own expense.
Medicare probably won't cover this in 2 years--have surgery now.
Save your e-fund and have surgery courtesy of Medicare at 65.
Postpone until the problem gets worse...maybe till age 65.

Click here to see results so far.

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