pollyflander: JAFO: <<<<It is nice to know this, but the risk is not costless. You might work for far longer than you otherwise would need to, costing your self the the early years (and possibly a lot) of your retirement time.>>>>"JAFO, Nice Philosophy, it's always been mine."Thank you. You may wish to check out the Retire Early Home Page (REHP)board, especially its FAQ.http://boards.fool.com/Messages.asp?bid=112992FAQ: http://boards.fool.com/Message.asp?mid=20740602Regards, JAFO
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