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All of the above is TRUE TRUE TRUE....and there's sooooo much more. I can not elaborate but there are certain ways to transform this MSA into a long term tax free trading account.

What's the downside?

Well the only companies setting up MSA's are like Time/Fortis and Golden Rule. Have you ever heard of neither. They also require you to purchase their high deductible insurance through them.

That kind of brings up a second point. The only way that you can set up one of these accounts is through one of these schleppy cos.

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