Leviathan and others that have helped me on my quest,Thanks for the input...I didn't want to start an argument dealing with morality and the consequences thereof - - Just wanted some info...and I got it all!!!I thank all of your Foolishness...my feeble minded ignorance prior to understanding the depth of money has placed me in a hole - and I lost the love of my life over it.However, I must make one last gesture to the Pope of Plastic though...All Credit Card Companies are EVIL therefore I will be Evil back (An Eye for an Eye...). Anyway, the rest of the amount counts as viable income against me anyway...so the company loses a bit, but not really.I will continue to contemplate and weigh the risks vs. the benefits. That income counted against me as a Grad student may have no bearing on my financial situation.Thanks all - I will inform you all how it plays out.James
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