Someone mentioned discounts and such because their income was officially below the poverty level.What discounts/advantages are there?How little would my 'income' have to be?What could I own?I'm trying to figure out if I could live on $20k per year.
Someone mentioned discounts and such because their income was officially below the poverty level.What discounts/advantages are there?How little would my 'income' have to be?What could I own?I'm trying to figure out if I could live on $20k per year. The discounts/advantages and qualifying income and asset level vary from state to state. So check with the state where you reside to find out the details. BTW, $20k per year would be a nice increase for me. I live on much less!
I'm trying to figure out if I could live on $20k per year. - ogrecatThere are a lot of old retired people in Florida who live on a whole lot less. They don't live in the big fancy subdivision, or in places like "Boca Raton" or Ft. Myers, but live in little out of the way places. An awful lot of them live on social security. The main thing they may have access to that you may not have is Medicare. - Art
How little would my 'income' have to be?For all income based discounts, some organizations look at all your assets, and others don't. In other words, say you show so much interest and dividend income which is reported on your income tax. Say this total amount qualifies you for free or reduced fee services; It might not matter that you withdraw $30,000/year by cashing a stock or some such.Just last month, I called a social service agency to get counseling help for an 83-year old who was traumatized by her recent move to a retirement community. Based on her income she qualified for free service. I told them she had money in an IRA and did that make a difference: No, they said; they don't look at that.My local phone company only charges $8/mo for low income, and they don't look at assets. Big help.There are 50 million social service agencies out there that most of us have never looked at or thought about. (.....and you were wondering why our deficit is so big?????). Do you know that Senior Services will even take over paying all your bills and all your finances for you? Think I'll pass on that one, but did you know it even exists? I have a "thing" for helping the elderly, and in doing so, I've uncovered all kinds of help I never dreamed existed - not just for the elderly, either. Apparently, there are free medical clinics available. When I was getting a lab test the other day, there was a sign indicating at what income levels you don't have to pay. Never'v seen that before!So, Ogre, if you're so inclined, you first have to take a different mind set and call every agency you can think of and ask them for qualifying factors.Most people on the REHP rant about people getting free stuff or expecting the GOVERNMENT to take care of them, including me for most of my life. But, you know what, I'm just getting disgusted. The US can subsidize Iraqi salaries, but I have to bear the full brunt of buying my own insurance with a high deductible that I can't even utilize because the deductible is so high. Oh, oh, I feel a rant coming on. Better stop.Sumap10
The discounts/advantages and qualifying income and asset level vary from state to state.So check with the state where you reside to find out the details.The easiest way to do that is to look in your phone book's blue (government) pages. Go to the section for state government. The first number should be for General Information. Call them and ask who you should talk to for poverty assistance.In AZ, for example, it's the Department of Economic Security. http://www.de.state.az.us/BTW, $20k per year would be a nice increase for me. I live on much less!As do I. And I'm renting! <g>A while ago, on Organic Living, a Fool posted a link for finding a Community Supported Agriculture farm in your area:http://www.sare.org/csa/There is one near me, and I've even found someone to go "halvsies" with me on 1/2 share. (1 share feeds 4 people.) Emailed the gal to ask if she had a way to "match up" singles and she said, this is only the first year they're doing this, but she'll keep it in mind for future seasons.Anyway, it's not exactly cheap, but it's not overly expensive, either, at least not in my area. You get to put in your preferences for what types of fresh food you'd like. Then, it gets delivered to you weekly. It's a way of supporting community efforts, eating organically (if you like that kinda stuff), plus you can save on gas by having (some of) your groceries delivered! Caveat: dunno if other CSAs work the same as this one does. Still new to the genre....ILC
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