Pre-existing isn't a problem if you had coverage prior. Now, what they did here was if you have constant coverage, you had no waiting period (I am in MA). If you had no coverage or a lapse in coverage, you have a waiting period equal to the lapse or lack of coverage, up to six months. I'm not sure if that's just for pre-existing or all coverage because it didn't apply to me. I don' tknow what state you're in, so the plans may be different, but I would check it out. They should have info on the web site. Paige
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