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Last week I went to a preretirement workshop at my husband'a workplace to learn about his pension plan. I was given some advice that conflicts with the advice I got at my workplace. I was told(at my workplace) that 3 years before you plan to retire, you should stop doing pretax health(& child care, if applicable) accounts. This would give me the highest average salary from which to retire. When I raised the question at the workshop last week, I was told they'd never heard of such a thing.

I work for a college covered by the stateretirement plan. He works for a corporation with a pension plan.

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