A Foolish Interview with apoff Add to My Favorite Fools Add to My Penalty Box

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The Fool: Share with us your best money-saving secret -- cutting coupons, sneaking candy into the movies, shopping on Wednesday and pretending you're over 65?
apoff: My best money-saving secret, other than managing my own stock purchases, would be paying extra money every month on my mortgage payment. The extra money reduces the principal. I also refinanced my mortgage loan when the interest rates were low and changed it from a 30-year loan to a 15-year loan.
The Fool: What's the best product you use that most people don't know about?
apoff: On-line investing. Most of the people I know would not dream of opening a brokerage account and trading on-line themselves. They either don't know about it and/or would be afraid to try it.
The Fool: Does ethics or 'socially responsible investing' have a place in your investment approach? How so? How not?
apoff: Yes ethics and socially responsible investing do have a place in my investing. For example, I am very concerned about the degradation of our environment. Since I am a new investor and am very interested in technology stocks, I haven't had a chance to research other environmentally friendly companies and those that would promote the environment. I plan to in the future.
The Fool: Your most heroic moment in life?
apoff: My most heroic moment in life was when I returned to college in mid life to complete my degree. It was hard for me to be older than most of the students in my classes especially at first. Some of the students were my son's age. I persevered though, because I had wanted to finish my degree for years. After awhile, I forgot about the age difference.
The Fool: What's your greatest athletic achievement? Little League champ? Ran a marathon? Did 4 consecutive sit-ups?
apoff: My greatest athletic achievement is becoming a runner at mid life. I took a jogging class and before I knew it, I was running two miles three times a week. That was about four years ago, and I'm still running. I've added weight training two to three times a week also.
The Fool: What's been your best investment to date, and how did you discover it?
apoff: My best investment to date is the four tech stocks that I just purchased. I discovered them in Money Magazine, I believe the May, 1999 issue. If "best investment" does not mean investment in the stockmarket, I would say my best investment is my house. It has really appreciated since I bought it.
The Fool: Do you have a favorite company or stock which the worldwide Foolish community should know about -- and why?
apoff: As I mentioned, I am a new investor. I recently bought four tech stocks, CSCO, RMBS, JDSU, and VTSS. So far, and it's only been two weeks, Cisco (CSCO) has done the best, but Rambus (RMBS) according to my research, has the most potential. I would have to say Rambus (RMBS) is my favorite stock, because it's the company that I made the post about that won me the honor of being the person to make the one millioneth post to the Motley Fool.
The Fool: List some of your favorite websites, with running commentary where appropriate. (Please provide the URLs, too.)
apoff: My favorite websites are the Motley Fool, of course
and my investment club, the Parimutual Club at the Motley Fool http://boards.fool.com/Messages.asp?id=1331359000000000
I also like Charles Schwab Investment Website at
http://www.schwab.com/ and
Yahoo Finance at http://finance.yahoo.com/
and Dogpile Stock Quotes at
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