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I know this isn't a new subject - everybody who invests deals with it - and I know there are many ways to skin this cat. I'm looking for a strategy that will allow me to maximize my heir's take and minimize the government's.

My investments are all in traditional IRAs and I am retired and am old enough to make required withdrawals. It's tempting to let what I can compound as long as possible, but I understand there are other ways to go which will actually be more advantageous to my heirs.

If you can suggest other postings or even books I'd appreciate it. Thanks a lot.
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