PS: Agree you got horrible advice at Merrill. First thing Monday re-roll that IRA from Merrill to Vanguard, Fidelity, TRP or SOMEONE that will allow you invest similarly to what Intercst showed.PPS: I have a friend who's a CBO for a Hedge fund and he invests in low cost funds for his core investments. It's OK to have fun with a small percentage of your funds, but don't pay those fees for your core.Hockeypop
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