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PS: Since you're here on the Fool, is it safe to "ass-u-me" that you're well on your way towards being prepared for your own retirement?

I didn't understand what they were talking about when I was younger-I NEEDED that money for other things!..., but I'm fully aware of the power of compound interest now! (And putting as much away as I can!)

Thank you all for your well thought out and detailed replies. As complicated and emotional an issue as this is, you have helped to simplify it and given me a little more peace.

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