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I don't toss darts.

I watch my investments, do research, and change or adjust them as seems prudent -- sometimes even twice in a week, sometimes once in a month or so, and sometimes never.

I keep some in dividend paying equities (usually not changing those), and also try to have a few growth ones, and also a couple of "Yes -- let's see if this goes where analysis suggests!" for fun and profit. In other words, a mix.

My goal is to manage my IRA such that I can take what I/we need periodically, while keeping it at that same level or better. Like many, I got whacked in 2008, but managed to come back fairly well now.

Again, not saying I'm the best, but it seems like I'm not doing too badly.

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