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a while ago i asked about retirement plans for self-employed people. i was referred to IRS pubs 535, 560, and 590. having read through 560, it looks like the keogh works similar to IRAs in that you can't take out anything before the age of 59 1/2 without being penalized (though there are a few exceptions). is this true? what do people do if they want to retire early? are there any retirement plans that don't specify the age at which you can start taking distributions? of course, i'm kind of assuming that i'm going to retire early, but i don't want to get to the age of 50 and find that i have enough in my retirement plan to retire on but that it's unaccessible. and one of the reasons i was thinking of starting a keogh was because i'm probably going to graduate school somewhere down the line, and i while i am saving a part of my earnings for that, i also want to be able to save for retirement and know that the school isn't going to pounce on that money. AND i have this dream of retiring early. anyone have any suggestions? know of a better place where i should ask my question?
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