Purchases and cash advances apr 21.24% (add 12.74% to prime rate, but not less than 20.99%) apr when past due 24.24% 30days past due until 3 mo of timely payments (but not less than 23.99%) 27.24% 60 days past due until 6 mo of timely payments (but not less than 26.99%)GOOD LORD!!!! IS THIS LEGAL?? 27+ %? and this "punishment" scenario of continuing the higher rate until you've somehow proved yourself worthy again??THANK YOU for this post!
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