No. of Recommendations: 0
Q 1 is difficult to answer. On the surface it depends on how large your account balance is and how quickly you plan to grow it. But other factors are how the two funds are expected to perform. At first approximation, you should do VQPNX until that 0.19% difference equals $10 in your account. That would be $5263.16. But you will have do decide for yourself what is best in your case.

If you buy SPY, you will pay a stock purchase commission both when you buy and when you sell. It has a low expense ratio--0.18% or so. Otherwise, SPY ownership involves no other expenses. So shop around and buy it at a discount broker. But watch out for Roth IRA accounts that have annual maintenance fees.
Print the post  

Announcements

The Retire Early Home Page
Discussion on accelerating retirement day.
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Community Home
Speak Your Mind, Start Your Blog, Rate Your Stocks

Community Team Fools - who are those TMF's?
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.
Advertisement