The deadline for contributing to a Roth IRA for tax year 1999 is approaching. I don't have the $2K now to fully contribute to the 1999 Roth, but I will before the year is over. I will also have the extra $2K for my tax year 2000 contribution. My question is: Can I open a Roth IRA for tax year 1999 before the April 17 deadline, but contribute the $2K at a later date (like two months down the line)? I'd like the benefit of starting off with a $4K initial contribution (1999 + 2000) but am unsure of the deadlines of contributing compared to opening the Roth.
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