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Just curious, is rebalancing an IRA technically considered selling and buying, replete with commissions per "sale"? And does one do this in a dollar-based way or percentagewise, if that makes sense?

I m assuming it might differ whether a self-directed brockerage type or a mutual fund family?

Let's say you have an IRA containing five different ETFs, then in rebalancing, you're just simply selling shares, triggering a small commission w/in the IRA per sale? Or would it be dumb to self-direct an IRA with only ETFs? That's kind of my plan, though I m a small fry investor.

Or let's say you have an institutial mutual fund IRA, say, TIAA-CREF, how might that differ when first allocating capital therein and when rebaalancing?
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