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I currently have a Roth IRA and a standard investment account. I am 24 years old and am attempting to save a fixed amount after my Emergency fund is fully funded at 50% one years salary for emergencies, stashed in a MMA.

Roth IRA:
The basic idea is for the main investment account to be the retirement
account with the all work for all basic investors and for those who
have fixed amount of investing for every month or every six month on an accrual to cut down on transaction costs. The percentage stocks are basically mixed as follows:
|:High Growth Stocks: (50%)|
|:Small Cap Stocks: (30%)|
|:Value Stocks: (20%)|

Standard Investment Account:
To the secondary investment account will be labeled the small cap
investment stock which will have an investment cap right now of $300
eventually to $1,000.
|:Small Cap Stocks: (90%)|
|:Value Stocks: (10%)|

Are there any comments on if I should change this approach?

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