At the end of the year my company is moving its 401k from Fidelity to Merrill Lynch. I currently have a self-directed account associated with my 401k that allows for stock purchases. I send all of my contributions to that account and do not use any of the funds in the plan (although I do have some fund holdings in the 401k just not currently adding to them). Can any of you that use ML for your 401k tell me if there is a self-directed plan there? Also, does anyone have any idea what might happen to the self-directed account that I have at Fidelity? I am hopeful that the account will just be transferred along with the rest of my 401k and function the same way. I sure would hate to have a stranded account there that couldn't ever have money added to it.Thanks for any help anyone can offer.