Sorry about that previous post-- Hit the wrong key.

Anyway, here goes---

At the time I retired about 4 years ago, I allocated about one third of my retirement monies to mutual funds. This was monies I would not need for some 10 years.

Since then, that portion of my portfolio has been systematically destroyed.

I started out with a mix of aggressive growth, balanced, etc. Then when that went south, I re-allocated to an index fund (S&P 500), where I've been for the last 2-3 years. I thought this would be the most conservation way to go. Wrong!

Now, with interest rates low, thus bonds or CDs not a good option and the market trading down or sideways and seeming to continue that way for some time to come, I am at a loss as to where the best place to be is.

I would be interested to hear how other retirees have navigated this stormy market and what their results has been. And, better yet, what their ideas are for the future months.

Thanks to all,

Sam