question: what are your thoughts (board)about keepng a third of your porfolio in this? It used to generate 3.77 per cent income but now does about .01!!! Mythought was to have them for safety but now I am not sure! It depends largely on your age and what this money is going to be used for. If you're nearing retirement, then putting money into a safer, more stable investment makes sense. If you're 28, you might be better off in higher yielding (but riskier) investments.You might also want to look at savings accounts and CDs - many of them are yielding just under 1%; and have FDIC insurance with no risk of losing value if/when interest rates increase.
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