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Hello, My ex signed all rights to our home over to me in a property settlement agreement when we divorced. I didn't know I needed a quitclaim deed filed. I have rented the house out, and the renter is wanting an option to buy. I have 17 yrs left on a 30 yr mortgage at 9.5%, and am considering refinancing. I have had to get a small loan to make repairs from the last tenant. My ex has refused to sign any more papers so far. Do I have to have the quitclaim deed or is the property settlement agreement enough?
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