" It is better to pay a load and save, than not pay a load and not save.Russ "One nice thing about MF is there is a lot of good information here and occasionally wisdom too. Good point Russ.I am (now) a pretty fierce Vanguard diehard but in the 1980s I was clueless about things financial and had a financial advisor who put me into an IRA with Oppenheimer. Today I would have gone with an index fund or target fund. But the $6K I put into Oppenheimer 20+ years ago has become $75K now. If I had not saved the funds I would not have anything in this account.
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