" Or perhaps many of us realize less than 4% of assets as income. "

if you have most of your savings stashed in IRAs and 401Ks, you can take out just what you need.

Or if you are rolling over 'tax free' income without taking it out.....it is not taxable income...(but used to reduce your exemption on SS tax).......and run up the cost of your Medicare to the higher income level price....

I'm only taking about 2.5% out of my nest egg each year.....well, it comes out whether I want it or not...and usually wind up re - investing 0.5% of it since I don't spend it.....



t.