No. of Recommendations: 0
" We do make separate contributions to a Roth IRA, so this option would cause problems with the $2,000.00 limit on IRA contributions."

Not true. At such point as your wife leaves her present job, you can roll the 403b into an IRA without affecting your annual Roth contribution in any way.

However, your wife may not be able to access her 403b money without leaving her present job, which seems pretty drastic.

Where's the $538 to switch funds come from? I don't understand why there would be a fee to switch within the same family.

Best wishes, Chris
Print the post  


The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.