"68" IS a done deal, I've believed that for quite awhile.It proves that SS was a semi-scam in that it was designed for people to pay into most of their lives, yet only benefit from a FEW years when they croak after age 65.My beef: Let some people control their money.Objection: "Some people are morons! They'll spend it and then we'll have mass poverty like the 3rd world".So my proposal:Keep forcing people and their employers to pay FICA status quo. At age "40", they would have to demonstrate that they've been responsible with savings, nest egg, investments, etc. . IF THEY prove that, let them invest the full 12%.....again with rules about how much money can go in one investment, etc.People would have a stake in their own life, and odds are, do better for themselves and the system.JediG
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