"A million dollar retirement account puts you in the Top 5% of savers. If you can't retire with more money than 95% of the population, then when can you retire?"all those government workers don't need to save. Heck, toll collectors on the NY city bridges make nearly $100,000 a year in retirement. Same for the garbage collectors and sanitation workers. The librarians in SF retire with nice 60K/yr pensions. Add in SS...and you are in 'fat city'....Heck, all those public sector workers will do fine....and likely get free health care too.....paid for by other tax payers. Same for those with big corporate pensions. Work 30-40 years for IBM or GE....and you retire at 60 with a nice fat pension.....plus other savings. It all 'depends't
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