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"After the Roth is maxed what do I then do with the extra money in savings?? the less than 1% the bank pays just isn't working for me."

Hi gypsyman,

These are FDIC insured institutions... => 3.25% American Dream Savings Account. On line linked to your checking account..

Other option (I use): => 3%

I use ING and am pretty happy with it. I like its simplicity and the fact that you open it on line. ZERO paper.
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