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Author: pauleckler Big funky green star, 20000 posts Top Favorite Fools Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 19257  
Subject: Re: How free gov't health care really works Date: 2/11/2009 10:03 PM
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"Because government rationing of health care will be entirely different."

Excuse me, but I suspect that your existing health insurance plan has far more specific caps than the lifetime cap. (The lifetime cap effectively limits coverage for certain very expensive procedures.) But for example mental health coverage is usually limited as is treatment of substance abuse. In fact every service has specified limited coverage. Drugs for example now usually have three lists: covered as low cost generics, higher copay for other approved, very high copay for not approved, and the rest not covered. This again is rationing.

In political discussions it is common to claim that the opposite plans to do "X." When in fact they have made no such statements. This is a device for spreading fear of change. Political arguements need not be based on fact. They may be based on all sorts of garbage. It becomes important to sort these things out when we can.

Some countries do ration specific services under their health insurance plans. But I see no reason we should copy those plans warts and all. Why don't we copy our own Medicare system, where basic coverage is required and you can buy whatever level of supplemental coverage you want.
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