"But if worse comes to worse and BUYandHOLD tanks, we won't lose what we've got. It might be tied up for awhile. "If a brokerage does go bust, is the onus on the customers to prove what stocks were held, or is proper accounting responsibilities still on the brokerage? What ties up the stocks/funds for so long in the case of a brokerage bust? Does the brokerage creditors get paid first before customers can get their shares back?
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