"Charity stinks - no one likes it if they are on the receiving end and IMHO, the administrators of the charitable program will create a really inefficient dole."

Inefficient! Washington is the most inefficient distributor of benefits. $5 dollars in taxes are collected to dole out $1 dollar in social spending.(includes Welfare, SS, Food Stamps, etc.)

While making retirement contributions should be completely voluntary, I am not against requiring a % of income be put in your own private investments instead of FICA/Medicare payroll taxes.

But problem is that people now realize that they can vote in representatives that will put programs in place to pay the voters money. A majority of US households now receive some sort of check from the United States Treasury.