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"curious-- IRAs are usually a pile of money
how is it that yours is a monthly payment" -- 0x6a74

Yes you are right. That's what my distribution is every year divided by 12 months. I actually take one annual distribution from my IRA every year on my birthday. Nice birthday present huh?

I have been using the 72(t)SEPP thing to take a "substantially equal periodic payment" from my IRA. I got the form in the mail today that I've completed my 72(t). I turned 59 1/2 years old this year.

My plan is to continue taking the same distribution every year because it has worked so well. I've taken on lump sum every year and my account has grown by ~ $20,000.

So far so good on this early retirement adventure. Soon it will no longer be early retirement but just retirement!

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