"Dump the advisor. Educate yourself through reading good books -- I am sure there are others on this Board who can direct you. Then, have your money in a self-directed IRA."FundAdvice.com: "The ultimate buy-and-hold strategy"http://www.fundadvice.com/articles/buy-hold/the-ultimate-buy...Faber's Paperhttp://ssrn.com/abstract=962461http://www.mebanefaber.com/Open a self-directed IRA at Etrade, Ameritrade, or a similar broker. We have 4 IRAs at Etrade and they don't even charge an annual fee.BTW, did you ML broker offer you a kiss with the screw? As you walked out of his office, did you happen to overhear him calling his wife to tell her to go ahead and order the new BMW?
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