"Everything you need to know about successful trading and investing is on the web, gratis. There are no secrets."That's true, but most of what you read about trading and investing on the web is BS. It takes an enormous amount of time and focus to figure out what you need to do. Look at the amount of trauma caused by the IUL discussion. And that's just one product. If you are starting off at zero, which is where most people start off, the subject of personal investing is almost too big to break down into digestible chunks. A lot of the problem is that you don't know how much you don't know. Then you start to realize how much you don't know, and you don't know a lot!And unfortunately, when you don't know something about finances you can't turn to a professional like you would in the law or medical fields. Because by the time you know enough to determine if your advisor is competent or not, you know enough to do it yourself.
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