"How is it that she didn't notice she wasn't receiving her SS payments? Even if she didn't need the money to live on, she should have noticed it was missing. Perhaps a sign that she slipping a little and someone needs to watch over her affairs more closely."

She has eyesight problems but not gray matter problems. Social Security goes into a little-used local account. The statement cycle closes on the account in question right around the time the auto-deposit goes in, so it's not uncommon for a statement to show no auto deposit. Neither she nor I pay much attention to this particular account, and with her eyesight being poor, I'm more to blame here for not catching the error than she.

The first missing payment was April, so I just assumed it would appear on the May statement, as often happens. I didn't get a chance to look at her May statement until last week, and that's when I noticed the error. Every few months we do a sweep out of the local account into an out-of-state account she uses for most of her check-writing needs.