"However, I'd only put half of my FI investments in it. The other half goes in a 5 year CD ladder, which means each year you spend 20% of your CD allocation on a new CD, then when one matures, you roll it into another (or spend a portion if necessary)."Thanks; your comments are very helpful! Where do you purchase your 5-year CD ladders? I am not familiar with them. WMC
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