"Huh? I thought one's as-yet-unclaimed SS benefit goes up a steady 0.00666... a month (like he sez, 2/3 percent per month before full retirement age), which is 8%/year. What does he mean? And why apply this rule only to individuals, not couples? Because he assumes the older-and-of-course(!)-higher-earning spouse will do the apply and suspend plan? I'd love to hear from more folks about when they started SS, and why." - alstromeria---------------------And what if you are big and fat and don't think you're going to make it much past your early to mid 70's? They are assuming that everyone expects to live to be in their 80's which ain't necessarily so? I come from a family that has the good sense to die at a fairly young age. Artie
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