"I asked them about it, and they told me that they monitor each cardmember's buying habits, and if there is a rapid deviation away from normal, they call and find out if the purchases are legitimate."Hi Russ,Yeah, I got a call earlier this year after I had used a card, maybe one time in the previous six months... it was at a local business... Anyhow I live in California, the CC folks called after getting two charges from orders placed on line, one at a poster site, ~$50 bucks and the clincher, a $2000+ charge from a PayLess shoe store in Wichita, KS (guess they have a web site) so that was out of my normal pattern plus my name isn't Imelda Marcos which made them suspicious... No liability and no other charges showed up. I did have them close out that CC number and put a two year watch at the 3 credit reporting agencies... no new accounts without a phone call to me to verify I'm the one opening it.Plenty of thieves running around...Regards, Ken
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