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"i broke 1M a few months ago ...but too much of that is equity in my house bubble to go post at Millionaire-Foos"

Confession. Same boat. How do you count equity in a one story brick house which had a $108,000 assessment increase last year as a real net worth increase unless you sell the house?

After my cmgi fiasco, I am not willing to retire on that kind of 'wealth'.
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