"I don't want any risk."Sorry, but there is no such thing as a risk free investment. For example what happens if the US dollar falls in value? What happens if interest rates rise? You might consider investing 10-20% of your money in an international bond fund as a hedge against your US dollar denominated bonds. Note I am not predicting that something bad will happen to the US dollar, what I am proposing is a hedge not a bet against the US dollar.
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